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Car accident in Assam? What to do in the first 60 minutes

Met with a car accident in Assam? Learn the exact steps to take for safety, insurance claim filing, and accident repair support without stress.
9 January 2026 by
Car accident in Assam? What to do in the first 60 minutes
Anand
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Car Accident in Assam? What to Do in the First 60 Minutes

A car accident can be shocking and confusing — especially when you don’t know what to do next.

If you’ve met with an accident in Assam, the first 60 minutes are critical for your safety, insurance claim, and vehicle repair.

This guide explains the exact steps you should follow, in simple language.

Step 1 – Ensure Safety First (0–5 Minutes)

  • Stop the vehicle immediately

  • Switch on hazard lights

  • Move to a safe location if possible

  • Check for injuries (call emergency services if required)

👉 Human life comes first — vehicle damage comes later

Step 2 – Inform the Police (5–15 Minutes)

In Assam, police intimation is important for insurance claims.

  • Call local traffic police

  • Note the FIR or GD number

  • Take photos of:

    • Vehicle damage

    • Accident spot

    • Number plates involved

📌 FIR may be mandatory for third-party or major accident claims

Step 3 – Inform Your Insurance Company (Within 24 Hours)

Never delay this step.

Provide:

  • Policy number

  • Accident date & location

  • FIR / police details (if available)

⚠️ Delayed intimation is a common reason for claim rejection

Step 4 – Avoid Unauthorized Repairs

Do NOT repair your car before:

  • Surveyor inspection

  • Insurance approval

This mistake can:

  • Reduce claim amount

  • Lead to claim rejection

Step 5 – Choose the Right Accident Repair Workshop

Not all workshops handle insurance repairs properly.

Choose workshops that:

  • Understand insurance processes

  • Coordinate with surveyors

  • Provide proper repair documentation

👉 This is where many car owners struggle.

Insurance Claim Support After an Accident in Assam

Accident repairs often involve paperwork, follow-ups, and insurer coordination.

At Anuja Solutions, we help you with:

  • Insurance-friendly repair workshops

  • Cashless claim coordination (where applicable)

  • Documentation & follow-ups

  • Claim delay & rejection prevention

📍 Support available across Assam, including Guwahati

Common Mistakes to Avoid After a Car Accident

  • Delaying insurance intimation

  • Repairing without survey approval

  • Submitting incomplete documents

  • Choosing inexperienced workshops

Avoiding these mistakes can save time, money, and stress.

Frequently Asked Questions

After a car accident in Assam, first ensure everyone’s safety. Switch on hazard lights, move the vehicle to a safe place if possible, and check for injuries. Inform the traffic police, take photos of the accident spot and vehicle damage, and contact your insurance provider or accident repair support.

To file an insurance claim after a car accident in Assam, inform your insurance company immediately. Register the claim, submit required documents such as RC, driving licence, insurance policy, and FIR (if applicable), and take your car for inspection at an authorised or insurance network workshop.

An FIR is mandatory in Assam for accidents involving third-party damage, injury, theft, or major vehicle damage. For minor accidents, some insurers may allow claims without an FIR, but it is always safer to confirm with your insurer.

Yes, cashless car repair is available in Assam if your vehicle is repaired at an insurance network workshop. In a cashless claim, the insurer directly pays the workshop, and you only pay deductibles or non-covered expenses.

An accident insurance claim in Assam usually takes 7 to 15 working days. The time depends on document submission, surveyor inspection, insurance approval, and repair completion.

Yes, you can choose your own workshop for accident repair in Assam. However, selecting an insurance network workshop helps in faster approval and allows cashless claim benefits.

Anuja Solutions assists car owners in Assam by coordinating accident repairs, insurance claims, documentation, and workshop support to make the entire process smooth and stress-free.


Need Immediate Help After an Accident?

If you’ve had an accident and don’t know what to do next:

👉 Get accident repair & insurance claim support in Assam

👉 Speak with our team for guided assistance

Conclusion

An accident is stressful — but the right steps at the right time can protect your insurance claim and vehicle.

Save this guide or share it with someone who drives in Assam.

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